What Happens if I’m Permanently Injured After an Accident?

Living with a Life-Changing Injury in NYC

Suffering a permanent injury—whether from a car crash, construction accident, or slip and fall—can turn your world upside down. When the damage is irreversible, the consequences go far beyond pain: your ability to earn a living, enjoy daily activities, or live independently may be permanently affected.

At Almeida Law PC, we help New Yorkers navigate these difficult realities with strength, dignity, and legal support.

 

What Is Considered a “Permanent Injury”?

Permanent injuries can include:

• Spinal cord injuries resulting in paralysis

• Traumatic brain injuries (TBIs)

• Amputations or severe disfigurement

• Loss of vision or hearing

• Chronic pain and mobility limitations

Long-Term Disability and Your Legal Rights

If your injury prevents you from returning to your former occupation—or any occupation—you may be eligible for:

• Social Security Disability (SSD)

• Private long-term disability insurance

• Compensation through a personal injury lawsuit

Loss of Earning Capacity

Even if you can still work in a limited way, you may lose your ability to earn at the same level. That’s called loss of earning capacity, and it’s a major factor in injury settlements. Proving this often involves:

• Expert vocational assessments

• Medical reports

• Economic projections

Settlement Considerations

A fair settlement for a permanent injury should account for:

• Lifetime medical care

• Lost future income

• Pain and suffering

• Home modifications or assisted care

• Emotional distress

Never accept an insurance offer without understanding its long-term implications. At Almeida Law PC, we fight to ensure your settlement reflects your new reality—not just your immediate bills.